Retirement plan

STANDARD HOMEOPATHIC COMPANY, INC. PROFIT SHARING 401(K) PLAN AND TRUST

Name: STANDARD HOMEOPATHIC CO., INC. - STANDARD HOMEOPATHIC COMPANY, INC. PROFIT SHARING 401(K) PLAN AND TRUST (2017) Form 5500
Creator: STANDARD HOMEOPATHIC CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STANDARD HOMEOPATHIC COMPANY, INC. PROFIT SHARING 401(K) PLAN AND TRUST, STANDARD HOMEOPATHIC CO., INC.

STANDARD HOMEOPATHIC CO., INC.EIN 95-1253110Plan #002PY 2017

154 WEST 131ST STREET P.O. BOX 6106 - LOS ANGELES, CA 90061310-768-0700

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$17.8M

+25.6% from 2016

Total participants

428

+2.1% from 2016

Average account balance

$44,394

+22.2% from 2016

Annual return

17.24%

+8.70 pp from 2016

Benchmarks

See 2,359 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort2,359 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$27.90M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$91K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

307

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.09M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.42%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$246

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.1 year Filed as: MASSACHUSETTS MUTUAL LIFE INS COMP Service code 55 PO BOX 771115 · CINCINNATI, OH 452771115	Other Commissions	$23,347
MSI FINANCIAL SERVICES INC.2 years Filed as: MSI FINANCIAL SERVICES Service code 55 1295 STATE ST MIP E410 · SPRINGFIELD, MA 01111	Other Commissions	$10,452
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$5,462
ALPHAPOINT, INC.2 years Service code 27 2101 EAST COAST HIGHWAY · CORONA DEL MAR, CA 92625	Advisory (Plan)	$2,500

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$8K

$24 / participant

Contract admin$5K68.6%
Other / not subdivided$3K31.4%

% of EOY assets

0.045%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PENSION ASSURANCE LLP
Auditor EIN: 300840934
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$44,394

$69,305-35.9%

$82,312-46.1%

$69,631-36.2%

Participation rate

91.5%

80.3%+11.3pp

76.9%+14.6pp

70.7%+20.9pp

Annual return

17.24%

21.47%-4.2pp

25.88%-8.6pp

27571.02%-27553.8pp

Employer contribution / active EE

$1,250

$1,887-33.7%

$2,428-48.5%

$2,032-38.5%

Participant deferral / active EE

$3,821

$3,568+7.1%

$3,706+3.1%

$3,224+18.5%

Admin fee / account holder

$20

$97-79.5%

$5,608-99.6%

$110-82.0%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.1 year

Filed as: MASSACHUSETTS MUTUAL LIFE INS COMP

Service code 55

PO BOX 771115 · CINCINNATI, OH 452771115

Other Commissions

$23,347

MSI FINANCIAL SERVICES INC.2 years

Filed as: MSI FINANCIAL SERVICES

Service code 55

1295 STATE ST MIP E410 · SPRINGFIELD, MA 01111

Other Commissions

$10,452

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$5,462

ALPHAPOINT, INC.2 years

Service code 27

2101 EAST COAST HIGHWAY · CORONA DEL MAR, CA 92625

Advisory (Plan)

$2,500

STANDARD HOMEOPATHIC COMPANY, INC. PROFIT SHARING 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STANDARD HOMEOPATHIC COMPANY, INC. PROFIT SHARING 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion