Filed January 16, 2026 (most recent of 3 filings on file)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,292 | $69,298+27.4% | $94,229-6.3% | $67,505+30.8% |
| Participation rate | 88.4% | 78.7%+9.7pp | 78.8%+9.6pp | 71.2%+17.2pp |
| Annual return | 0.72% | 4.36%-3.6pp | 10.68%-10.0pp | 6.52%-5.8pp |
| Employer contribution / active EE | $2,009 | $1,785+12.6% | $3,587-44.0% | $2,173-7.5% |
| Participant deferral / active EE | $3,981 | $3,471+14.7% | $4,320-7.8% | $3,597+10.7% |
| Admin fee / account holder | -$109 | $59-286.0% | $6,269-101.7% | $56-295.0% |