Retirement plan

J. G. BOSWELL COMPANY PROFIT-SHARING PLAN

Name: J. G. BOSWELL COMPANY - J. G. BOSWELL COMPANY PROFIT-SHARING PLAN (2016) Form 5500
Creator: J. G. BOSWELL COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, J. G. BOSWELL COMPANY PROFIT-SHARING PLAN, J. G. BOSWELL COMPANY

J. G. BOSWELL COMPANYEIN 95-0563800Plan #003PY 2016

101 WEST WALNUT STREET - PASADENA, CA 91103626-583-3000eastlakeco.comLinkedIn201-500 employees

Other plans on this EIN

1 filing

#002Retirement-$97.2M assets

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$35.9M

No prior year

Total participants

379

No prior year

Average account balance

$97,239

No prior year

Annual return

-0.20%

No prior year

Benchmarks

See 233 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants250-999

Cohort233 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$72.92M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$66K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,100

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$7.82M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.45%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$145

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 7 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 27 · EIN 26-4310632	Advisory (Plan)	$107,862
ONEDIGITAL INVESTMENT ADVISORS LLC1+ years Filed as: KRAVITZ, INC. Service code 15 · EIN 95-3207191	Recordkeeping	$32,619
CROWE LLP1+ years Filed as: CROWE HORWATH LLP Service code 10 · EIN 35-0921680	Accounting	$28,500
THE BANK OF NEW YORK MELLON1+ years Filed as: BANK OF AMERICA, N.A. Service code 27 · EIN 94-1687665	Advisory (Plan)	$26,316
WELLS FARGO BANK, N.A.1+ years Service code 19 · EIN 94-1347393	Securities Custodian	$13,618
FIRST STATE TRUST COMPANY1+ years Service code 19 · EIN 13-3124172	Securities Custodian	$12,701
DRINKER BIDDLE & REATH LLP1+ years Filed as: DRINKER BIDDLE AND REATH LLP Service code 29 · EIN 23-1423089	Legal	$10,880

Plan features & details

Pension benefit codes2A2E2H2J2K3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$236K

$777 / participant

Investment mgmt$144K61.2%
Other / not subdivided$92K38.8%

% of EOY assets

0.658%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CROWE HORWATH LLP
Auditor EIN: 350921680
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$97,239

$46,761+107.9%

$106,619-8.8%

$57,658+68.6%

Participation rate

96.7%

56.9%+39.8pp

78.0%+18.7pp

70.2%+26.5pp

Annual return

-0.20%

15.77%-16.0pp

9.42%-9.6pp

5.13%-5.3pp

Employer contribution / active EE

$1,983

$1,274+55.7%

$3,947-49.8%

$1,974+0.5%

Participant deferral / active EE

$3,463

$1,954+77.2%

$3,930-11.9%

$3,061+13.1%

Admin fee / account holder

$640

$97+561.3%

$6,418-90.0%

$95+577.0%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY1+ years

Filed as: MORGAN STANLEY SMITH BARNEY LLC

Service code 27 · EIN 26-4310632

Advisory (Plan)

$107,862

ONEDIGITAL INVESTMENT ADVISORS LLC1+ years

Filed as: KRAVITZ, INC.

Service code 15 · EIN 95-3207191

Recordkeeping

$32,619

CROWE LLP1+ years

Filed as: CROWE HORWATH LLP

Service code 10 · EIN 35-0921680

Accounting

$28,500

THE BANK OF NEW YORK MELLON1+ years

Filed as: BANK OF AMERICA, N.A.

Service code 27 · EIN 94-1687665

Advisory (Plan)

$26,316

WELLS FARGO BANK, N.A.1+ years

Service code 19 · EIN 94-1347393

Securities Custodian

$13,618

FIRST STATE TRUST COMPANY1+ years

Service code 19 · EIN 13-3124172

Securities Custodian

$12,701

DRINKER BIDDLE & REATH LLP1+ years

Filed as: DRINKER BIDDLE AND REATH LLP

Service code 29 · EIN 23-1423089

Legal

$10,880

J. G. BOSWELL COMPANY PROFIT-SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

J. G. BOSWELL COMPANY PROFIT-SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion