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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,257 | $99,053-9.9% | $88,179+1.2% | $138,895-35.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 3.38% | 78.17%-74.8pp | 64.97%-61.6pp | 145.39%-142.0pp |
| Employer contribution / active EE | $12,373 | $2,882+329.3% | $2,549+385.4% | $4,194+195.0% |
| Participant deferral / active EE | $5,028 | $5,225-3.8% | $4,614+9.0% | $6,396-21.4% |
| Admin fee / account holder | $61,626 | $8,748+604.4% | $7,673+703.2% | $12,562+390.6% |