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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,266 | $95,188-73.5% | $76,518-67.0% | $135,379-81.3% |
| Participation rate | 64.3% | 74.4%-10.1pp | 68.0%-3.7pp | 82.6%-18.4pp |
| Annual return | 5.23% | 4.85%+0.4pp | -0.27%+5.5pp | 519.79%-514.6pp |
| Employer contribution / active EE | $1,268 | $3,303-61.6% | $2,647-52.1% | $4,779-73.5% |
| Participant deferral / active EE | $3,607 | $4,640-22.3% | $3,836-6.0% | $5,609-35.7% |
| Admin fee / account holder | $1,113 | $6,249-82.2% | $4,849-77.0% | $10,828-89.7% |