Retirement plan

PIPE TRADES DISTRICT COUNCIL 36 DEFINED CONTRIBUTION PLAN

Name: BOARD OF TRUSTEES - PIPE TRADES DISTRICT COUNCIL 36 DCP - PIPE TRADES DISTRICT COUNCIL 36 DEFINED CONTRIBUTION PLAN (2017) Form 5500
Creator: BOARD OF TRUSTEES - PIPE TRADES DISTRICT COUNCIL 36 DCP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PIPE TRADES DISTRICT COUNCIL 36 DEFINED CONTRIBUTION PLAN, BOARD OF TRUSTEES - PIPE TRADES DISTRICT COUNCIL 36 DCP

BOARD OF TRUSTEES - PIPE TRADES DISTRICT COUNCIL 36 DCPEIN 94-6082956Plan #002PY 2017

1600 HARBOR BAY PARKWAY, SUITE 200 - ALAMEDA, CA 945023035415-546-7800

Other plans on this EIN

1 filing

#001Retirement-$238.3M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$87.6M

-6.7% from 2016

Total participants

2,239

-1.9% from 2016

Average account balance

$39,136

-100.0% from 2016

Annual return

12.89%

-7.38 pp from 2016

Benchmarks

See 390 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants1,000-4,999

Cohort390 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$152.25M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$73K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,084

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$10.75M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.65%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$199

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
KAUFMANN & GOBLE3+ years Service code 11 · EIN 94-2614826 160 WEST SANTA CLARA ST STE 1550 · SAN JOSE, CA 95113	Actuarial	$154,850
MATRIX TRUST COMPANY3+ years Service code 28 · EIN 75-3182674	Investment Management	$48,653
UBS FINANCIAL SERVICES INC3+ years Filed as: UBS FINANCIAL SERVICES Service code 27 · EIN 13-2638166	Advisory (Plan)	$48,600
HS&BA1 year Service code 13 · EIN 94-3089465	Contract Administrator	$35,153
HEMMING MORSE3+ years Service code 10 · EIN 30-0702322	Accounting	$25,414
BENESYS, INC.3+ years Filed as: BENESYS ADMINISTRATORS Service code 13 · EIN 38-2383171 7180 KOLL CENTER PARKWAY · PLEASANTON, CA 94566	Contract Administrator	$15,060
CT PIPE TRADES BENEFIT FUNDS ADMIN3+ years Filed as: PIPE TRADE DC 36 PENSION TRUST Service code 14 · EIN 94-6082956	Plan Administrator	$12,521

Plan features & details

Pension benefit codes2E2J2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$425K

$352 / participant

Investment mgmt$74K17.5%
Contract admin$51K12.1%
Other / not subdivided$299K70.4%

% of EOY assets

0.485%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: VAVRINEK TRINE DAY & CO., LLP
Auditor EIN: 952648289
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$39,136

$221,442-82.3%

$92,240-57.6%

$77,958-49.8%

Participation rate

100.0%

79.6%+20.4pp

76.5%+23.5pp

71.6%+28.4pp

Annual return

12.89%

15.65%-2.8pp

176.29%-163.4pp

20.87%-8.0pp

Employer contribution / active EE

$4,167

$3,226+29.2%

$3,680+13.2%

$2,310+80.4%

Participant deferral / active EE

$2,779-100.0%

$3,897-100.0%

$3,537-100.0%

Admin fee / account holder

$190

$210-9.5%

$5,194-96.3%

$97+94.9%

Provider

Service type

Compensation

KAUFMANN & GOBLE3+ years

Service code 11 · EIN 94-2614826

160 WEST SANTA CLARA ST STE 1550 · SAN JOSE, CA 95113

Actuarial

$154,850

MATRIX TRUST COMPANY3+ years

Service code 28 · EIN 75-3182674

Investment Management

$48,653

UBS FINANCIAL SERVICES INC3+ years

Filed as: UBS FINANCIAL SERVICES

Service code 27 · EIN 13-2638166

Advisory (Plan)

$48,600

HS&BA1 year

Service code 13 · EIN 94-3089465

Contract Administrator

$35,153

HEMMING MORSE3+ years

Service code 10 · EIN 30-0702322

Accounting

$25,414

BENESYS, INC.3+ years

Filed as: BENESYS ADMINISTRATORS

Service code 13 · EIN 38-2383171

7180 KOLL CENTER PARKWAY · PLEASANTON, CA 94566

Contract Administrator

$15,060

CT PIPE TRADES BENEFIT FUNDS ADMIN3+ years

Filed as: PIPE TRADE DC 36 PENSION TRUST

Service code 14 · EIN 94-6082956

Plan Administrator

$12,521

PIPE TRADES DISTRICT COUNCIL 36 DEFINED CONTRIBUTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PIPE TRADES DISTRICT COUNCIL 36 DEFINED CONTRIBUTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion