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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,741 | $79,633+29.0% | $93,786+9.5% | $68,490+50.0% |
| Participation rate | 89.3% | 75.4%+13.9pp | 81.0%+8.3pp | 67.9%+21.4pp |
| Annual return | -20.43% | -0.10%-20.3pp | -11.32%-9.1pp | -7.85%-12.6pp |
| Employer contribution / active EE | $4,349 | $3,665+18.7% | $4,328+0.5% | $2,597+67.5% |
| Participant deferral / active EE | $1,450 | $5,158-71.9% | $6,100-76.2% | $4,028-64.0% |
| Admin fee / account holder | $3,174 | $6,871-53.8% | $7,184-55.8% | $5,403-41.2% |