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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,801 | $98,463+12.5% | $119,237-7.1% | $85,851+29.1% |
| Participation rate | 100.0% | 77.6%+22.4pp | 82.7%+17.3pp | 69.3%+30.7pp |
| Annual return | 11.93% | 38.53%-26.6pp | 30.70%-18.8pp | 318.63%-306.7pp |
| Employer contribution / active EE | $5,479 | $3,698+48.2% | $4,383+25.0% | $2,565+113.5% |
| Participant deferral / active EE | $1,369 | $4,942-72.3% | $6,112-77.6% | $3,952-65.4% |
| Admin fee / account holder | $872 | $7,493-88.4% | $7,229-87.9% | $6,261-86.1% |