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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,498 | $89,532+16.7% | $103,447+1.0% | $80,925+29.1% |
| Participation rate | 100.0% | 76.0%+24.0pp | 80.5%+19.5pp | 67.7%+32.3pp |
| Annual return | 11.98% | 22.80%-10.8pp | 23.92%-11.9pp | 35.65%-23.7pp |
| Employer contribution / active EE | $5,374 | $4,023+33.6% | $4,678+14.9% | $2,756+95.0% |
| Participant deferral / active EE | $1,714 | $5,459-68.6% | $6,624-74.1% | $4,299-60.1% |
| Admin fee / account holder | $2,599 | $6,774-61.6% | $9,415-72.4% | $6,940-62.5% |