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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,498 | $89,698+16.5% | $103,464+1.0% | $80,874+29.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 80.5%+19.5pp | 67.6%+32.4pp |
| Annual return | 11.98% | 22.78%-10.8pp | 23.91%-11.9pp | 35.62%-23.6pp |
| Employer contribution / active EE | $5,374 | $4,018+33.7% | $4,677+14.9% | $2,756+95.0% |
| Participant deferral / active EE | $1,714 | $5,456-68.6% | $6,624-74.1% | $4,297-60.1% |
| Admin fee / account holder | $2,599 | $6,768-61.6% | $9,410-72.4% | $6,935-62.5% |