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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,498 | $89,515+16.7% | $103,065+1.4% | $80,959+29.1% |
| Participation rate | 100.0% | 76.0%+24.0pp | 80.6%+19.4pp | 67.7%+32.3pp |
| Annual return | 11.98% | 22.82%-10.8pp | 23.95%-12.0pp | 35.67%-23.7pp |
| Employer contribution / active EE | $5,374 | $4,015+33.8% | $4,675+14.9% | $2,757+94.9% |
| Participant deferral / active EE | $1,714 | $5,463-68.6% | $6,625-74.1% | $4,300-60.1% |
| Admin fee / account holder | $2,599 | $6,527-60.2% | $9,349-72.2% | $6,925-62.5% |