Retirement plan

CALIFORNIA STATE UNIVERSITY, FRESNO FOUNDATION 401(K) PLAN

Name: CALIFORNIA STATE UNIVERSITY, FRESNO FOUNDATION - CALIFORNIA STATE UNIVERSITY, FRESNO FOUNDATION 401(K) PLAN (2025) Form 5500
Creator: CALIFORNIA STATE UNIVERSITY, FRESNO FOUNDATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CALIFORNIA STATE UNIVERSITY, FRESNO FOUNDATION 401(K) PLAN, CALIFORNIA STATE UNIVERSITY, FRESNO FOUNDATION

CALIFORNIA STATE UNIVERSITY, FRESNO FOUNDATIONEIN 94-6003272Plan #001PY 2025

2771 E. SHAW AVE. - FRESNO, CA 93710559-278-0860auxiliary.comLinkedIn1001-5000 employeeshigher education

Prospect flagsLow participationLow employer contributionLow participant contributionFailed to transmit contributions

How to read this page

Total assets (EOY)

$18.8M

+11.7% from 2024

Total participants

1,550

-0.4% from 2024

Average account balance

$36,792

+11.5% from 2024

Annual return

12.76%

-1.02 pp from 2024

Benchmarks

See 44 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants1,000-4,999

Cohort44 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.80M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$37K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

511

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

21.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.75M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.76%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$232

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: EMPOWER ANNUITY INSURANCE CO OF AME Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$109,183
LPL FINANCIAL8 years Filed as: LPL FINANCIAL, LLC Service code 27 · EIN 95-2834236 4707 EXECUTIVE DR. · SAN DIEGO, CA 92121	Advisory (Plan)	$42,582
NEXUS ADMINISTRATORS, INC.5 years Service code 13 · EIN 77-0586222 735 W. ALLUVIAL AVE., SUITE 101 · FRESNO, CA 93711	Contract Administrator	$23,198

Plan features & details

Pension benefit codes2A2E2J2F2G3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$119K

$90 / participant

Contract admin$119K100.0%

% of EOY assets

0.632%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MOORE GRIDER & COMPANY LLP
Auditor EIN: 942191284
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,792

$95,255-61.4%

$63,803-42.3%

$100,573-63.4%

Participation rate

21.5%

69.8%-48.3pp

72.7%-51.2pp

70.9%-49.5pp

Annual return

12.76%

15.13%-2.4pp

543.72%-531.0pp

18.89%-6.1pp

Employer contribution / active EE

$817

$3,105-73.7%

$2,532-67.7%

$3,763-78.3%

Participant deferral / active EE

$502

$3,889-87.1%

$3,843-86.9%

$4,921-89.8%

Admin fee / account holder

$232

$139+67.4%

$5,196-95.5%

$454-48.8%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: EMPOWER ANNUITY INSURANCE CO OF AME

Service code 64 · EIN 84-0467907

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$109,183

LPL FINANCIAL8 years

Filed as: LPL FINANCIAL, LLC

Service code 27 · EIN 95-2834236

4707 EXECUTIVE DR. · SAN DIEGO, CA 92121

Advisory (Plan)

$42,582

NEXUS ADMINISTRATORS, INC.5 years

Service code 13 · EIN 77-0586222

735 W. ALLUVIAL AVE., SUITE 101 · FRESNO, CA 93711

Contract Administrator

$23,198

CALIFORNIA STATE UNIVERSITY, FRESNO FOUNDATION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CALIFORNIA STATE UNIVERSITY, FRESNO FOUNDATION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion