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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,824 | $125,237-5.1% | $105,608+12.5% | $145,877-18.5% |
| Participation rate | 85.7% | 77.7%+8.1pp | 75.3%+10.4pp | 80.3%+5.4pp |
| Annual return | 8.07% | 225.76%-217.7pp | 116.50%-108.4pp | 551.28%-543.2pp |
| Employer contribution / active EE | $6,393 | $3,720+71.8% | $3,167+101.9% | $4,663+37.1% |
| Participant deferral / active EE | $2,874 | $5,711-49.7% | $5,010-42.6% | $6,691-57.0% |
| Admin fee / account holder | $1,542 | $17,287-91.1% | $11,028-86.0% | $13,402-88.5% |