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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,889 | $105,867-17.0% | $90,760-3.2% | $134,532-34.7% |
| Participation rate | 84.6% | 78.3%+6.4pp | 75.7%+8.9pp | 81.2%+3.4pp |
| Annual return | -13.93% | -10.99%-2.9pp | -12.16%-1.8pp | 418.27%-432.2pp |
| Employer contribution / active EE | $14,307 | $3,464+313.1% | $2,922+389.7% | $4,741+201.8% |
| Participant deferral / active EE | $982 | $5,217-81.2% | $4,565-78.5% | $6,401-84.7% |
| Admin fee / account holder | $1,849 | $13,936-86.7% | $8,444-78.1% | $11,429-83.8% |