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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,421 | $132,634-7.7% | $115,768+5.7% | $137,256-10.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 13.20% | 160.70%-147.5pp | 100.46%-87.3pp | 220.34%-207.1pp |
| Employer contribution / active EE | $1,596 | $3,360-52.5% | $2,940-45.7% | $4,156-61.6% |
| Participant deferral / active EE | $1,461 | $5,619-74.0% | $4,917-70.3% | $6,407-77.2% |
| Admin fee / account holder | $1,621 | $15,028-89.2% | $12,439-87.0% | $12,270-86.8% |