Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
SAGEPOINT FINANCIAL INC1 year Filed as: RESOURCE INVESTMENT ADVISORS INC Service code 27 · EIN 43-1451524 | Advisory (Plan) | $44,191 |
Service code 37 · EIN 04-2647786 | Loan Processing | $16,149 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,349 | $407,990-96.7% | $121,220-89.0% | $75,289-82.3% |
| Participation rate | 66.5% | 59.5%+7.0pp | 71.8%-5.2pp | 72.4%-5.9pp |
| Annual return | -6.20% | 2.93%-9.1pp | 16.94%-23.1pp | -0.04%-6.2pp |
| Employer contribution / active EE | $191 | $1,846-89.6% | $4,023-95.2% | $2,405-92.0% |
| Participant deferral / active EE | $1,576 | $2,201-28.4% | $3,345-52.9% | $3,739-57.8% |
| Admin fee / account holder | $43 | $455-90.5% | $5,021-99.1% | $102-57.6% |