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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,517 | $95,975-57.8% | $74,552-45.7% | $135,382-70.1% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -7.07% | 56.96%-64.0pp | 32.53%-39.6pp | 519.77%-526.8pp |
| Employer contribution / active EE | $6,706 | $2,716+146.9% | $1,961+242.0% | $4,779+40.3% |
| Participant deferral / active EE | $5,067 | $3,844+31.8% | $3,108+63.0% | $5,609-9.7% |
| Admin fee / account holder | $856 | $6,522-86.9% | $5,060-83.1% | $10,829-92.1% |