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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,035 | $175,259+149.9% | $149,723+192.6% | $139,487+214.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.37% | 166.82%-153.5pp | 134.50%-121.1pp | 373.84%-360.5pp |
| Employer contribution / active EE | $21,963 | $5,478+300.9% | $4,821+355.5% | $4,755+361.9% |
| Participant deferral / active EE | $17,107 | $6,522+162.3% | $5,682+201.0% | $6,713+154.8% |
| Admin fee / account holder | $15,414 | $16,158-4.6% | $13,215+16.6% | $11,407+35.1% |