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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,929 | $148,623-73.8% | $135,974-71.4% | $139,466-72.1% |
| Participation rate | 54.2% | 83.9%-29.7pp | 81.9%-27.8pp | 80.3%-26.2pp |
| Annual return | 15.07% | 79.30%-64.2pp | 68.30%-53.2pp | 373.66%-358.6pp |
| Employer contribution / active EE | $3,121 | $5,246-40.5% | $4,859-35.8% | $4,754-34.4% |
| Participant deferral / active EE | $4,443 | $8,103-45.2% | $7,760-42.7% | $6,712-33.8% |
| Admin fee / account holder | $27,636 | $12,406+122.8% | $10,767+156.7% | $11,409+142.2% |