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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,172 | $138,114-68.0% | $125,391-64.8% | $134,545-67.2% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | 0.00% | 750.88%-750.9pp | 572.41%-572.4pp | 418.37%-418.4pp |
| Employer contribution / active EE | $3,509 | $5,246-33.1% | $4,816-27.1% | $4,742-26.0% |
| Participant deferral / active EE | $5,043 | $7,801-35.4% | $7,448-32.3% | $6,401-21.2% |
| Admin fee / account holder | $1,072 | $11,570-90.7% | $10,009-89.3% | $11,431-90.6% |