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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,990 | $65,364-69.4% | $92,909-78.5% | $72,975-72.6% |
| Participation rate | 86.3% | 68.3%+18.0pp | 76.0%+10.3pp | 69.5%+16.8pp |
| Annual return | 4.43% | 42.11%-37.7pp | 109.44%-105.0pp | 81.01%-76.6pp |
| Employer contribution / active EE | $8,226 | $2,594+217.1% | $3,653+125.1% | $2,440+237.1% |
| Participant deferral / active EE | $88 | $3,128-97.2% | $4,238-97.9% | $3,608-97.6% |
| Admin fee / account holder | $3,302 | $4,251-22.3% | $5,795-43.0% | $5,124-35.6% |