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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,759 | $84,518-55.3% | $67,704-44.2% | $125,389-69.9% |
| Participation rate | 75.0% | 74.8%+0.2pp | 67.5%+7.5pp | 83.2%-8.2pp |
| Annual return | -0.45% | 2.57%-3.0pp | 25.41%-25.9pp | 282.24%-282.7pp |
| Employer contribution / active EE | $76 | $3,292-97.7% | $2,559-97.0% | $4,866-98.4% |
| Participant deferral / active EE | $764 | $4,430-82.7% | $3,585-78.7% | $5,352-85.7% |
| Admin fee / account holder | $560 | $5,340-89.5% | $4,255-86.8% | $9,541-94.1% |