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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,121 | $101,063+3.0% | $81,473+27.8% | $147,586-29.5% |
| Participation rate | 55.0% | 74.5%-19.5pp | 68.0%-13.0pp | 82.8%-27.8pp |
| Annual return | 14.89% | 32.41%-17.5pp | 38.78%-23.9pp | 578.59%-563.7pp |
| Employer contribution / active EE | $1,940 | $3,206-39.5% | $2,568-24.5% | $4,876-60.2% |
| Participant deferral / active EE | $7,363 | $4,242+73.6% | $3,537+108.2% | $5,439+35.4% |
| Admin fee / account holder | $8,081 | $5,812+39.0% | $4,561+77.2% | $10,886-25.8% |