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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,105 | $73,009+19.3% | $90,756-4.0% | $68,495+27.2% |
| Participation rate | 56.8% | 70.8%-14.1pp | 75.7%-18.9pp | 67.9%-11.1pp |
| Annual return | -15.94% | -13.81%-2.1pp | -12.16%-3.8pp | -7.84%-8.1pp |
| Employer contribution / active EE | $2,359 | $2,193+7.6% | $2,922-19.2% | $2,596-9.1% |
| Participant deferral / active EE | $7,391 | $3,626+103.8% | $4,565+61.9% | $4,028+83.5% |
| Admin fee / account holder | $6,496 | $5,896+10.2% | $8,445-23.1% | $5,403+20.2% |