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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,647 | $135,645-2.2% | $110,243+20.3% | $135,379-2.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -6.00% | 513.24%-519.2pp | 314.76%-320.8pp | 519.79%-525.8pp |
| Employer contribution / active EE | $7,436 | $4,907+51.5% | $3,827+94.3% | $4,779+55.6% |
| Participant deferral / active EE | $5,589 | $5,507+1.5% | $4,672+19.6% | $5,609-0.4% |
| Admin fee / account holder | $1,329 | $11,458-88.4% | $8,548-84.5% | $10,828-87.7% |