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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,233 | $131,835-30.0% | $108,582-15.1% | $273,972-66.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 11.78% | -91.57%+103.3pp | -51.70%+63.5pp | 41.46%-29.7pp |
| Employer contribution / active EE | $8,128 | $4,913+65.5% | $3,758+116.3% | $4,869+66.9% |
| Participant deferral / active EE | $6,915 | $5,127+34.9% | $4,311+60.4% | $5,287+30.8% |
| Admin fee / account holder | $1,885 | $10,253-81.6% | $7,645-75.3% | $10,133-81.4% |