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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,424 | $113,935-68.0% | $94,224-61.3% | $125,393-71.0% |
| Participation rate | 87.5% | 82.9%+4.6pp | 78.8%+8.7pp | 83.2%+4.3pp |
| Annual return | -3.99% | 5.29%-9.3pp | 10.68%-14.7pp | 282.23%-286.2pp |
| Employer contribution / active EE | $2,013 | $4,727-57.4% | $3,587-43.9% | $4,866-58.6% |
| Participant deferral / active EE | $2,013 | $5,179-61.1% | $4,320-53.4% | $5,351-62.4% |
| Admin fee / account holder | $4,521 | $8,391-46.1% | $6,269-27.9% | $9,541-52.6% |