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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,318 | $106,280-21.6% | $96,538-13.7% | $139,487-40.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 5.46% | 38.48%-33.0pp | 35.74%-30.3pp | 373.84%-368.4pp |
| Employer contribution / active EE | $7,464 | $4,107+81.7% | $3,740+99.6% | $4,755+57.0% |
| Participant deferral / active EE | $10,578 | $5,457+93.9% | $4,880+116.7% | $6,713+57.6% |
| Admin fee / account holder | $109,103 | $7,888+1283.2% | $6,737+1519.4% | $11,407+856.4% |