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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,037 | $124,351+6.2% | $109,188+20.9% | $167,553-21.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 7.96% | 26.04%-18.1pp | 25.76%-17.8pp | 478.89%-470.9pp |
| Employer contribution / active EE | $20,821 | $4,210+394.6% | $3,723+459.2% | $4,840+330.2% |
| Participant deferral / active EE | $15,302 | $5,257+191.1% | $4,654+228.8% | $6,343+141.3% |
| Admin fee / account holder | $1,534 | $7,975-80.8% | $6,755-77.3% | $12,316-87.5% |