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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,862 | $98,776-47.5% | $149,745-65.4% | $79,856-35.1% |
| Participation rate | 82.7% | 75.8%+6.9pp | 82.5%+0.2pp | 69.6%+13.1pp |
| Annual return | 17.04% | 27.38%-10.3pp | 276.72%-259.7pp | 31.71%-14.7pp |
| Employer contribution / active EE | $1,148 | $3,217-64.3% | $4,646-75.3% | $2,471-53.5% |
| Participant deferral / active EE | $6,591 | $5,681+16.0% | $6,843-3.7% | $3,741+76.2% |
| Admin fee / account holder | $5,307 | $6,053-12.3% | $9,312-43.0% | $5,3060% |