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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,086 | $85,766-38.1% | $136,297-61.1% | $70,131-24.3% |
| Participation rate | 70.6% | 74.2%-3.6pp | 81.9%-11.3pp | 69.5%+1.0pp |
| Annual return | 17.41% | 31.45%-14.0pp | 5156.16%-5138.7pp | 73.14%-55.7pp |
| Employer contribution / active EE | $1,183 | $2,966-60.1% | $4,696-74.8% | $2,342-49.5% |
| Participant deferral / active EE | $7,209 | $5,051+42.7% | $6,247+15.4% | $3,332+116.4% |
| Admin fee / account holder | $1,878 | $5,420-65.4% | $9,244-79.7% | $4,645-59.6% |