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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,378 | $52,678-32.8% | $75,784-53.3% | $59,633-40.7% |
| Participation rate | 41.7% | 67.2%-25.6pp | 75.8%-34.2pp | 68.7%-27.0pp |
| Annual return | -4.23% | 2.95%-7.2pp | 9.68%-13.9pp | 2041.45%-2045.7pp |
| Employer contribution / active EE | $874 | $2,193-60.2% | $3,323-73.7% | $2,203-60.3% |
| Participant deferral / active EE | $1,836 | $2,591-29.1% | $3,652-49.7% | $3,192-42.5% |
| Admin fee / account holder | $221 | $3,610-93.9% | $5,300-95.8% | $4,297-94.9% |