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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,812 | $104,520+4.1% | $76,823+41.6% | $152,885-28.8% |
| Participation rate | 44.4% | 76.6%-32.2pp | 72.1%-27.6pp | 82.5%-38.0pp |
| Annual return | 19.08% | 1014.03%-995.0pp | 1166.42%-1147.3pp | 345.39%-326.3pp |
| Employer contribution / active EE | $1,468 | $3,117-52.9% | $2,302-36.2% | $4,763-69.2% |
| Participant deferral / active EE | $4,104 | $4,236-3.1% | $3,336+23.0% | $5,851-29.8% |
| Admin fee / account holder | $70 | $12,283-99.4% | $6,422-98.9% | $11,598-99.4% |