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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,042 | $52,911+51.3% | $73,309+9.2% | $59,633+34.2% |
| Participation rate | 78.9% | 68.2%+10.7pp | 74.9%+4.0pp | 68.7%+10.3pp |
| Annual return | -0.93% | 12.20%-13.1pp | 5.67%-6.6pp | 2041.40%-2042.3pp |
| Employer contribution / active EE | $2,289 | $1,909+20.0% | $3,237-29.3% | $2,203+3.9% |
| Participant deferral / active EE | $9,512 | $4,069+133.7% | $4,991+90.6% | $3,192+198.0% |
| Admin fee / account holder | $11,326 | $3,835+195.3% | $5,635+101.0% | $4,297+163.6% |