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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,717 | $100,033+288.6% | $149,716+159.6% | $70,124+454.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 14.86% | 27.43%-12.6pp | 1501.67%-1486.8pp | 73.14%-58.3pp |
| Employer contribution / active EE | $19,326 | $3,661+427.9% | $5,444+255.0% | $2,342+725.0% |
| Participant deferral / active EE | $8,815 | $4,982+76.9% | $6,568+34.2% | $3,332+164.6% |
| Admin fee / account holder | $87,519 | $8,285+956.3% | $11,282+675.7% | $4,645+1784.0% |