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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,775 | $49,249-74.1% | $70,476-81.9% | $79,852-84.0% |
| Participation rate | 47.1% | 69.2%-22.1pp | 75.1%-28.0pp | 69.6%-22.6pp |
| Annual return | 20.05% | 30.09%-10.0pp | 109.12%-89.1pp | 31.72%-11.7pp |
| Employer contribution / active EE | $943 | $2,100-55.1% | $2,738-65.6% | $2,471-61.8% |
| Participant deferral / active EE | $1,612 | $2,769-41.8% | $3,710-56.5% | $3,740-56.9% |
| Admin fee / account holder | $406 | $2,878-85.9% | $3,847-89.5% | $5,306-92.4% |