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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,001 | $45,082-80.0% | $69,464-87.0% | $72,975-87.7% |
| Participation rate | 47.4% | 68.5%-21.1pp | 74.6%-27.2pp | 69.5%-22.1pp |
| Annual return | 2.64% | 22.66%-20.0pp | 28.98%-26.3pp | 81.01%-78.4pp |
| Employer contribution / active EE | $955 | $2,055-53.6% | $2,779-65.7% | $2,440-60.9% |
| Participant deferral / active EE | $1,025 | $2,604-60.6% | $3,536-71.0% | $3,608-71.6% |
| Admin fee / account holder | $141 | $3,057-95.4% | $3,840-96.3% | $5,124-97.2% |