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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,466 | $54,380-42.1% | $68,509-54.1% | $59,633-47.2% |
| Participation rate | 73.5% | 70.2%+3.3pp | 74.7%-1.2pp | 68.7%+4.9pp |
| Annual return | -3.16% | 2.83%-6.0pp | 8.27%-11.4pp | 2041.40%-2044.6pp |
| Employer contribution / active EE | $0 | $1,539-100.0% | $2,278-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,730 | $2,643+3.3% | $3,382-19.3% | $3,192-14.5% |
| Admin fee / account holder | $6,991 | $3,885+79.9% | $5,275+32.5% | $4,297+62.7% |