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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,709 | $138,102-27.8% | $125,381-20.5% | $134,532-25.9% |
| Participation rate | 86.7% | 84.5%+2.2pp | 82.4%+4.3pp | 81.2%+5.4pp |
| Annual return | -16.73% | 750.73%-767.5pp | 572.31%-589.0pp | 418.27%-435.0pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,815-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $12,143 | $7,801+55.7% | $7,448+63.0% | $6,401+89.7% |
| Admin fee / account holder | $24,579 | $11,568+112.5% | $10,007+145.6% | $11,429+115.1% |