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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,744 | $77,523+73.8% | $100,383+34.2% | $80,874+66.6% |
| Participation rate | 92.0% | 77.0%+15.0pp | 81.5%+10.5pp | 67.6%+24.4pp |
| Annual return | 8.64% | 37.21%-28.6pp | 49.26%-40.6pp | 35.62%-27.0pp |
| Employer contribution / active EE | $1,961 | $2,801-30.0% | $3,944-50.3% | $2,756-28.8% |
| Participant deferral / active EE | $4,870 | $6,822-28.6% | $8,086-39.8% | $4,297+13.3% |
| Admin fee / account holder | $1,241 | $5,899-79.0% | $7,900-84.3% | $6,935-82.1% |