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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,744 | $77,472+73.9% | $100,415+34.2% | $80,959+66.4% |
| Participation rate | 92.0% | 76.9%+15.1pp | 81.5%+10.5pp | 67.7%+24.3pp |
| Annual return | 8.64% | 37.26%-28.6pp | 49.47%-40.8pp | 35.67%-27.0pp |
| Employer contribution / active EE | $1,961 | $2,800-30.0% | $3,943-50.3% | $2,757-28.9% |
| Participant deferral / active EE | $4,870 | $6,818-28.6% | $8,091-39.8% | $4,300+13.2% |
| Admin fee / account holder | $1,241 | $5,885-78.9% | $7,906-84.3% | $6,925-82.1% |