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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,965 | $105,861+0.1% | $90,756+16.8% | $134,509-21.2% |
| Participation rate | 75.0% | 78.2%-3.2pp | 75.7%-0.7pp | 81.2%-6.2pp |
| Annual return | -22.88% | -10.99%-11.9pp | -12.16%-10.7pp | 418.13%-441.0pp |
| Employer contribution / active EE | $2,632 | $3,463-24.0% | $2,922-9.9% | $4,741-44.5% |
| Participant deferral / active EE | $5,099 | $5,217-2.3% | $4,565+11.7% | $6,400-20.3% |
| Admin fee / account holder | $275,498 | $13,938+1876.6% | $8,445+3162.2% | $11,427+2311.0% |