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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,079 | $64,348-36.2% | $90,162-54.4% | $70,131-41.4% |
| Participation rate | 72.3% | 70.4%+1.9pp | 76.9%-4.5pp | 69.5%+2.8pp |
| Annual return | 18.08% | 28.13%-10.1pp | 34.88%-16.8pp | 73.14%-55.1pp |
| Employer contribution / active EE | $184 | $2,046-91.0% | $3,318-94.4% | $2,342-92.1% |
| Participant deferral / active EE | $3,668 | $4,389-16.4% | $5,287-30.6% | $3,332+10.1% |
| Admin fee / account holder | $2,557 | $3,944-35.2% | $5,943-57.0% | $4,645-45.0% |