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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,922 | $39,028-31.0% | $80,741-66.7% | $85,847-68.6% |
| Participation rate | 5.8% | 41.6%-35.8pp | 54.2%-48.4pp | 69.3%-63.5pp |
| Annual return | 16.84% | 26.31%-9.5pp | 87.30%-70.5pp | 318.61%-301.8pp |
| Employer contribution / active EE | $90 | $722-87.6% | $1,160-92.3% | $2,565-96.5% |
| Participant deferral / active EE | $374 | $1,326-71.8% | $2,145-82.5% | $3,952-90.5% |
| Admin fee / account holder | $181 | $2,429-92.5% | $3,380-94.6% | $6,261-97.1% |