See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $56,341 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $7,933 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $7,838 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,349 | $88,083-6.5% | $164,813-50.0% | $74,495+10.5% |
| Participation rate | 88.4% | 73.0%+15.4pp | 78.6%+9.8pp | 67.2%+21.2pp |
| Annual return | 23.89% | 17.26%+6.6pp | 69.93%-46.0pp | 1364.94%-1341.1pp |
| Employer contribution / active EE | $1,640 | $2,593-36.8% | $4,341-62.2% | $2,623-37.5% |
| Participant deferral / active EE | $9,997 | $4,498+122.3% | $6,031+65.7% | $4,346+130.0% |
| Admin fee / account holder | $390 | $2,234-82.5% | $12,690-96.9% | $1,942-79.9% |