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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $30,734 |
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $23,708 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,034 | $82,163-46.4% | $125,363-64.9% | $64,814-32.1% |
| Participation rate | 95.8% | 77.9%+18.0pp | 82.4%+13.5pp | 71.5%+24.4pp |
| Annual return | -8.19% | 3.49%-11.7pp | 572.15%-580.3pp | 32.84%-41.0pp |
| Employer contribution / active EE | $2,842 | $3,616-21.4% | $4,815-41.0% | $2,507+13.4% |
| Participant deferral / active EE | $10,077 | $7,175+40.5% | $7,447+35.3% | $4,310+133.8% |
| Admin fee / account holder | $90 | $163-45.1% | $10,005-99.1% | $188-52.3% |