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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,950 | $103,008-88.4% | $90,304-86.8% | $152,897-92.2% |
| Participation rate | 61.5% | 75.9%-14.3pp | 73.3%-11.7pp | 82.5%-20.9pp |
| Annual return | 24.16% | 95.22%-71.1pp | 78.13%-54.0pp | 345.43%-321.3pp |
| Employer contribution / active EE | $865 | $3,139-72.5% | $2,855-69.7% | $4,764-81.8% |
| Participant deferral / active EE | $2,904 | $4,281-32.2% | $3,885-25.3% | $5,851-50.4% |
| Admin fee / account holder | $85 | $6,175-98.6% | $5,354-98.4% | $11,599-99.3% |