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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,079 | $26,549-28.1% | $61,452-69.0% | $66,938-71.5% |
| Participation rate | 22.9% | 38.1%-15.2pp | 52.6%-29.6pp | 69.8%-46.9pp |
| Annual return | -16.28% | -16.21%-0.1pp | 338.96%-355.2pp | 1.58%-17.9pp |
| Employer contribution / active EE | $492 | $651-24.5% | $1,160-57.6% | $2,545-80.7% |
| Participant deferral / active EE | $2,536 | $1,338+89.5% | $2,125+19.4% | $4,238-40.2% |
| Admin fee / account holder | $704 | $409+72.3% | $2,131-67.0% | $594+18.6% |