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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,488 | $75,962+108.6% | $154,108+2.8% | $64,173+147.0% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -9.08% | 30.32%-39.4pp | 735.21%-744.3pp | 7.63%-16.7pp |
| Employer contribution / active EE | $12,281 | $3,350+266.6% | $5,298+131.8% | $2,381+415.8% |
| Participant deferral / active EE | $7,125 | $3,175+124.4% | $5,081+40.2% | $3,470+105.4% |
| Admin fee / account holder | $1,460 | $5,589-73.9% | $13,411-89.1% | $4,887-70.1% |