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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,991 | $57,305-23.2% | $86,640-49.2% | $75,173-41.5% |
| Participation rate | 31.9% | 63.2%-31.3pp | 71.7%-39.8pp | 67.2%-35.3pp |
| Annual return | 22.60% | 2674.24%-2651.6pp | 592.52%-569.9pp | 160.72%-138.1pp |
| Employer contribution / active EE | $956 | $2,316-58.7% | $3,024-68.4% | $2,671-64.2% |
| Participant deferral / active EE | $2,512 | $3,320-24.3% | $4,438-43.4% | $4,126-39.1% |
| Admin fee / account holder | $612 | $4,116-85.1% | $5,616-89.1% | $5,651-89.2% |