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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,606 | $59,123+26.2% | $77,183-3.3% | $75,181-0.8% |
| Participation rate | 34.1% | 63.9%-29.8pp | 69.6%-35.5pp | 67.2%-33.1pp |
| Annual return | 28.53% | 26.72%+1.8pp | 37.89%-9.4pp | 160.69%-132.2pp |
| Employer contribution / active EE | $1,435 | $1,996-28.1% | $2,534-43.3% | $2,671-46.2% |
| Participant deferral / active EE | $3,590 | $2,999+19.7% | $3,833-6.3% | $4,126-13.0% |
| Admin fee / account holder | $6,322 | $4,776+32.4% | $5,475+15.5% | $5,650+11.9% |