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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,825 | $106,005-47.3% | $92,239-39.5% | $147,585-62.2% |
| Participation rate | 42.9% | 80.4%-37.6pp | 76.5%-33.6pp | 82.8%-40.0pp |
| Annual return | 16.66% | 50.05%-33.4pp | 176.29%-159.6pp | 578.58%-561.9pp |
| Employer contribution / active EE | $1,627 | $4,333-62.4% | $3,680-55.8% | $4,876-66.6% |
| Participant deferral / active EE | $3,696 | $4,478-17.5% | $3,897-5.1% | $5,439-32.0% |
| Admin fee / account holder | $14 | $6,333-99.8% | $5,194-99.7% | $10,886-99.9% |