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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,006 | $99,345-58.7% | $84,753-51.6% | $273,972-85.0% |
| Participation rate | 42.9% | 80.7%-37.8pp | 76.6%-33.7pp | 83.0%-40.2pp |
| Annual return | 6.39% | 22.93%-16.5pp | 22.78%-16.4pp | 41.46%-35.1pp |
| Employer contribution / active EE | $1,438 | $4,214-65.9% | $3,574-59.8% | $4,869-70.5% |
| Participant deferral / active EE | $3,739 | $4,270-12.4% | $3,712+0.7% | $5,287-29.3% |
| Admin fee / account holder | $5,169 | $6,645-22.2% | $5,333-3.1% | $10,133-49.0% |